GARRETT CREEK

Cumberland County, Kentucky

10 to 20 Acre Tracts Starting at $399 /mo

Garrett Creek is located in scenic Cumberland County, Kentucky less than 10 minutes north of Burkesville, KY. The property offers paved county road access with electricity and county water nearby. The properties are covered in mature timber and excellent for a weekend getaway or as a place to build your home. The property offers excellent hunting opportunities with deer and other animals roaming the land. Garrett Creek is very quiet and private yet offers quick easy access to amenities like Burkesville, KY (10 min), Cumberland Lake (30 min), Nashville, TN (2 HR), Louisville, KY (2 HR), Lexington, KY (2 HR), Knoxville, TN (2.5 HR),

Attractions

Cumberland River

The Cumberland river is less than 7 miles away providing quick access to fishing and water activities.

Lake Cumberland

If Cumberland river doesn’t quench your water appetite, Lake Cumberland surely will. The lake covers over 65,000 acres and has 1,255 miles of shoreline. In less than 30 minutes you can be on the lake with your boat, fishing gear, and friends.

Entertainment

In about 2 hours you can be in Nashville, TN, Knoxville, TN, Louisville, KY, or Lexington, KY



Accounts

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Storage

BRONZE

No
Discount

9.99% Interest Rate

No Credit Check 


$499 Down Payment

SILVER

5%
Discount

8.99% Interest Rate

No Credit Check


$999 Down Payment

GOLD

10%
Discount

7.99% Interest Rate

No Credit Check


$1,499 Down Payment

PLATINUM

20%
Discount

6.99% Interest Rate

No Credit Check


20% Down Payment

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Property Map

Available Tracts

TractAcresFeaturesPricePaymentDetails
15.86SOLD-DetailsSOLDWHC1WHC
24.36SOLD-DetailsSOLDWHC2WHC
33.87SOLD-DetailsSOLDWHC3WHC
44.33SOLD-DetailsSOLDWHC4WHC
54.9 SOLD-DetailsSOLDWHC5WHC
66.05SOLD-DetailsSOLDWHC6WHC
75.69 SOLD-DetailsSOLDWHC7WHC
83.74SOLD-DetailsSOLDWHC8WHC
95.79SOLD-DetailsSOLDWHC9WHC
105.86SOLD-DetailsSOLDWHC10WHC
115.86SOLD-DetailsSOLDWHC11WHC
128.17PENDING-DetailsPENDINGWHC12WHC
135.17SOLD-DetailsSOLDWHC13WHC
145.7PENDING RELEASE$313 /moDetailsPending ReleaseWHC14WHC
155.42SOLD-DetailsSOLDWHC15WHC
164.49SOLD-DetailsSOLDWHC16WHC
175.87SOLD-DetailsSOLDWHC17WHC
185.86$33,899$322 /moDetailsAvailableWHC18WHC
195.86$33,899$322 /moDetailsAvailableWHC19WHC
205.91$34,199$325 /moDetailsAvailableWHC20WHC
215.86SOLD-DetailsSOLDWHC21WHC
223.84SOLD-DetailsSOLDWHC22WHC
233.83SOLD-DetailsSOLDWHC23WHC
243.83$24,399$230 /moDetailsAvailableWHC24WHC
253.83SOLD-DetailsSOLDWHC25WHC
263.83SOLD-DetailsSOLDWHC26WHC
273.83SOLD-DetailsSOLDWHC27WHC
283.84SOLD-DetailsSOLDWHC28WHC
294.79SOLD-DetailsSOLDWHC29WHC
305SOLD-DetailsSOLDWHC30WHC
318.08SOLD-DetailsSOLDWHC31WHC
110.72 SOLD-DetailsSOLDGTC1GTC
218.8 SOLD-DetailsSOLDGTC2GTC
320.14 SOLD-DetailsSOLDGTC3GTC
418.44 SOLD-DetailsSOLDGTC4GTC
516.17 SOLD-DetailsSOLDGTC5GTC
619.7 SOLD-DetailsSOLDGTC6GTC
716.12 SOLD-DetailsSOLDGTC7GTC
ElectricityStreamPondWindmill

Property Information

  1. WHERE IS THE PROPERTY LOCATED?
    • Garrett Creek is located about 5 miles north of Burkesville, Kentucky in Cumberland County. The property is located on Garrett Creek Rd GPS: 36.894895, -85.476079
  2. WHAT IS THE PROPERTY ELEVATION
    • The average elevation of the property is 581 feet.
  3. HOW IS THE WEATHER IN CUMBERLAND COUNTY, KENTUCKY?
  4. TELL ME WHAT THE PROPERTY LOOKS LIKE.
    • Garrett Creek is made up of mature timber, streams, and creeks. Garrett Creek is unspoiled land with fantastic views, endless beauty, peace and quiet. Not to mention the unspoiled air and extremely easy access.
  5. WHAT ELSE IS NEAR BY?
    • The property is the perfect balance between serenity, quite unspoiled views and easy access to resources, towns and entertainment. Just a short 5-10 min drive is Burkesville, KY. Nashville, Louisville, Lexington, and Knoxville are all within a 2-hour drive. Lake Cumberland is less than 30 min away.
  6. WHAT IMPROVEMENTS HAVE BEEN MADE TO THE PROPERTY?
    • Garrett Creek has been surveyed by a professional survey company located in Kentucky. All property corners have been located, marked and staked. Each property corner along with road access and easements have all been recorded with Cumberland County. Property Survey [PDF]:  Garrett Creek Survey
  7. WHAT ARE GARRETT CREEK OWNERS PLANNING TO DO WITH THEIR LAND?
    • Many property owners feel that this is a great opportunity to own a nice slice of the beautiful Kentucky countryside. The unmatched proximity to Burkesville, Nashville, Louiseville and Cumberland Lake make the property an ideal location for a weekend getaway with easy access to big city amenities. While some plan to make this a second home others plan to make this their primary residence. Others will use their property for recreation like hunting, camping, and easy access to regional outdoor attractions. Some plan to pass the property down to their children and grandchildren.
  8. HOW DO I GET WATER?
    • County water is currently on Tract 6 and Tract 7. Tracts 1 through 5 would have the option to hook into the county water that stops at Tract 6 or drill a private water well. A very simple inexpensive rainwater system can also be installed to provide all your water needs. The property has many options for access to water.
  9. WHAT ABOUT ELECTRICITY?
    • The property has electricity directly across Garrett Creek Rd. giving you easy access to electricity. Solar is also an option if you wanted to be totally off the grid.
  10. WHAT ABOUT SEWER?
    • A septic system would need to be installed.
  11. WHAT ARE THE PROPERTY TAXES AND HOW IS IT ZONED?
    • While land values in Kentucky typically increase in value by 3% per year, the current property tax is less than $150 per year, oftentimes much less. Garrett Creek is zoned as rural/residential.
  12. CAN I USE THE PROPERTY RIGHT AWAY?
    • Yes! You can use it immediately after signing the contract. 
  13. WHAT KIND OF DEED WILL I RECEIVE?
    • When the property is paid in full you will receive a Warranty deed.
  14. WILL THE VALUE OF MY LAND INCREASE?
    • On average land typically increases in value by about 3% a year, some years will be less some will be more. If you had purchased a piece of land back in 1970 for $3,000 on average it would be worth $51,600 today. While there are no guarantees, we expect that upward trend to continue.
  15. WHAT ARE THE ROADS LIKE?
    • Paved county roads provide direct access to the property.
  16. IS THERE A POA/HOA OR ANY RESTRICTIONS ON THE PROPERTY?
    • There is no property owners association.
  17. WHY ARE SOME PROPERTIES MORE EXPENSIVE THAN OTHERS?
    • There are a number of factors that go into the price of the property but the primary ones are, size, access, view and utilities.
  18. WHAT IS THE LEAST AMOUNT I CAN PUT DOWN AND HOW DO I QUALIFY FOR FINANCING?
    •  A minimum down payment of $499 is required to finance your property. There are no document fees, loan fees or extra “closing” fees to worry about. We offer no-qualifying, guaranteed financing with no additional qualifying steps. 
  19. HOW DO I MAKE PAYMENTS?
    • If you decide to finance your property you will have access to login and view the current activity of your property loan. From this portal, you will be able to make payments via ACH, check, or Credit Card.